Yesterday we had our 'scared straight' infomercial about repaying out student loans. I expected to see a mangled older guy wearing prison blues to come in and scream at us about being a bitch in prison because he couldn't make his payments. Fortunately, my imagination is never as good as reality. We all crammed ourselves into a room and a contracted company displayed powerpoint presentation featuring such hits as, "Make a Budget! Don't Forget to Save!" and everyone's favorite, "Consolidation Blues." After a full hour of this tripe, I noticed that a recurring phrase was "death or permanent physical incapacitation will discharge your loans." Its like they were alluding to the fact that the only way you get out of paying is dying or suffering a horrible head injury. As if there is no way to pay your loans in full and the only fate you have to look forward to is being 80 and still paying a couple of grand a month in loan payments or dying and getting out of it.